Say what you spent. FinAI keeps the books.

  • Free to use
  • Any bank, card or wallet
  • Powered by Gemini

Example figures

  • “Spent 4.5k on suya”
  • “Bolt to work, 3,200”
  • “Salary came in, 350k”
  • “Paid 12k for MTN data”
  • “Upwork paid me $400”
  • “Moved 50k to savings”
  • “Keke to school, 500”
  • “Netflix renewed, 7,000”
  • “Sold two bags of rice, 140k”
  • “Undo the last one”

One app. Every naira accounted for.

Chat, voice and a live dashboard share one set of books, so whatever you log in one place shows up everywhere else.

Type it like a text

Type it the way you'd text a friend. FinAI picks the category, the account and the date, writes the entry, and shows you a receipt you can edit or undo.

Try the chat
Bought groceries at Shoprite, 23,450, paid with my GTB card

Logged ₦23,450 on Groceries.

Logged
Groceries
Shoprite · GTBank · Today
−₦23,450
EditUndo

Example month

41

entries, each said in a sentence

₦120.5K

left over, tracked to the kobo

“Spent 4.5k on suya with my Opay card.”Logged as Food and drinks, ₦4,500, Opay, today.

Try it free

₦4,500 logged in six words.

When writing it down takes no effort, the numbers stay honest all month.

Logging

Say it once, it's written down

One sentence becomes an entry with the right amount, category, account and date. No forms unless you want them.

Visibility

See where it all went

Money in and out, sorted by category and account, updated the moment you log. Ask for any number you need.

Budgets

Know what's left to spend

Monthly limits per category show what's left and how many days remain. Over budget? You'll see it plainly.

Bills

Nothing sneaks up on you

Rent, subscriptions and salary lined up before they land. Mark one paid and FinAI logs it for you.

Every entry sorted. None of it by you.

FinAI picks the category, the account and the date from what you said, answers from your own entries, and checks with you before deleting anything.

Shorthand

Speaks the way you do

4.5k, 2m, “yesterday”, “my GTB card”. FinAI turns shorthand into exact amounts, dates and accounts.

  • “4.5k”₦4,500
  • “2.3m”₦2,300,000
  • “last Friday”26 Sep
  • “my GTB card”GTBank
Undo

Nothing written in stone

Every entry comes back as a receipt with Edit and Undo. Say “undo that” and it's gone. Deleting always asks first.

Undo that, it was 3k not 30k

Changed Transport from ₦30,000 to ₦3,000.

Currencies

Dollars count too

Log in naira, dollars, pounds, euros, cedis and more. Totals convert to your main currency at the day's rate, or yours.

  • “Upwork paid me $400”+$400
  • “£25 Spotify gift”+£25
  • “Counted in naira”day's rate
Budgets

Know what's left

Give any category a monthly limit. Ask “how's my food budget?” and get the number, with days to go.

Food and drinks₦48,300 / ₦60,000
₦11,700 left · 9 days to go
Transport₦21,400 / ₦20,000
Over by ₦1,400
Questions

Answers from your own books

Ask how much went on data, what you earned in August, or your biggest spend this week. It adds up your entries, never guesses.

What did I spend most on this week?

Food and drinks, ₦21,800 over 7 entries.

Bills

Nothing sneaks up

Track rent, DSTV, subscriptions and salary. See what's due, then mark it paid and FinAI logs it for you.

  • RentIn 4 days
  • DSTVIn 9 days
  • SalaryIn 12 days

Built for however you earn.

Salary, side hustle or shop till, FinAI keeps the same honest books.

Salary earners

Payday to payday, in plain view

See how much of this month's salary is left, which categories ate the most, and whether you're on track before the next one lands.

Start free

Left from September's salary

₦120,500

Money in and outInOut

Freelancers

Dollars and naira in one set of books

Log client payments in the currency they came in. FinAI counts them toward your naira totals at the day's rate, or at the rate you actually got.

Start free
Logged
Freelance
Upwork · Dollar account
+$400
Logged
Freelance
Logo project · GTBank
+₦150,000

Traders

Sales logged while you serve

Hands busy at the stall? Say the sale out loud. Voice mode logs it and answers back, so the day's takings are counted before you close.

Start free

“Sold two bags of rice, one forty.”

Logged
Business
+₦140,000

Students

An allowance that lasts the month

Set a small budget for food and transport, log as you go, and see exactly how many days your money has left in it.

Start free
Food and drinks₦18,600 / ₦25,000
₦6,400 left · 11 days to go
Transport₦6,400 / ₦10,000
₦3,600 left · 11 days to go
Data and airtime₦5,200 / ₦5,000
Over by ₦200

Figures shown are examples.

Free while you build the habit.

Everything on this page is on the free plan. Pro is on the way.

Free

₦0

Every feature FinAI has today.

  • Chat and voice logging
  • Dashboard, budgets and bills
  • Unlimited accounts and entries
  • Naira, dollars and ten other currencies
  • CSV export any time
Get started free

Pro

Coming soon

Soon

We're still building it. When it's ready we'll share what it includes and what it costs.

Nothing to pay today.

Let's open your books

A few things worth knowing before you start.

Talk instead of type

Listening

“Keke to school, five hundred.”

Logged ₦500 on Transport.

Voice mode listens, answers out loud and logs what you mention. Works in your phone's browser.

Try voice mode

Your data stays yours

  • Bank loginNever asked
  • Export transactionsCSV
  • Delete accountOne step

No bank logins. Export to CSV any time, and delete everything from Settings in one step.

Read how

Questions, answered

Can I use dollars?

Yes. Log in any of 12 currencies and FinAI counts them in your main one at the day's rate.

How currencies work, what happens if the AI gets it wrong, and what's free.

See the answers
Powered by Gemini

You do the living. FinAI does the bookkeeping.

Switch to FinAI

Good to know

What is FinAI?

A personal money tracker with an assistant built in. You tell it what you earned, spent or moved, and it writes the entries, sorts them into categories and keeps your dashboard, budgets and balances current. You can also add and edit everything by hand.

Does it connect to my bank?

No. FinAI never asks for bank logins and can't see or move your money. Everything in it comes from what you tell it, which also means it works the same for cash, mobile money and every bank.

How does voice mode work?

Tap the mic and talk. FinAI uses Gemini Live to listen and answer out loud, and anything it logs appears on screen as a receipt while you speak. If you can't talk, you can type in the same window.

What if the AI gets something wrong?

Every entry it makes shows up as a receipt with Edit and Undo. You can also say “undo that” or “change the last one to 5k”. Deleting always needs your confirmation.

Can I use dollars or other currencies?

Yes. Pick a main currency when you start, then log entries in naira, dollars, pounds, euros, cedis and more. FinAI converts them to your main currency at the day's market rate, or at a rate you enter.

Is it really free?

Yes. The free plan includes everything on this page. We're working on a Pro plan and will say what's in it when it's ready.

Who can see my data?

Only you, through your account. To understand your messages, the text or audio you send the assistant is processed by Google's Gemini API. You can export your transactions or delete your account and all its data from Settings.